Most people assume their superannuation will be dealt with by their will when they pass away. In many cases, that’s not what actually happens . Superannuation sits outside your estate. That means it isn’t automatically covered by your will , and it may not go to the people you expect unless the right steps are taken. Why Super Is Different Your super is held in a special structure called a trust. Legally, it’s not owned by you personally in the same way as your home, savings,

A Caloundra boutique firm proves regional practices can compete and win against Australia's largest SMSF providers. Vivacè Advisory has been awarded SMSF Firm of the Year at the 2025 SMSF Awards , one of the most prestigious recognitions in Australia's self-managed superannuation fund industry. The awards ceremony, held on 24 October 2025 at the Four Seasons Hotel in Sydney, celebrated excellence across 16 categories with SMSF Adviser and principal partner OKX. Founder Stacy

Just a quick update on the proposed new superannuation tax targeting balances above $3 million, following recent announcements by Treasurer Jim Chalmers. As originally proposed, the tax would have applied to unrealised gains,  meaning that even increases in asset values on paper (such as property revaluations) would have triggered a tax liability. This feature has now been dropped . Under the revised model, the tax will apply only to realised earnings,  gains that are actuall