Services
Superannuation & SMSF
SMSF & Property Acquisitions
Investment Structure Advice
Portfolio & Investment Management - Private wealth
Life Insurance
Estate Planning
SMSF Advisory & Annual Taxation
Being involved with Super for so long, it feels like a second language at times. It truly is a river that never stops moving. Most of us have more wealth in Super than we do personally, its worth taking care of.
We offer the following Super Centric Services:
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Retirement Centric Financial Planning
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SMSF Setup & Wind up Advice
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SMSF Taxation Advice and Administration
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Pension establishment & Estate planning assistance
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Property Purchase & Gearing Advice
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Insurance​ in Super and taxation and claim assistance
All SMSF Administration is managed onshore here in Australia, we pride ourselves by making sure your SMSF Tax return is lodged on time with fixed fee options.
SMSF
(Self Managed Super Fund) Is it for me?
I think by now most Australians are familiar with what an SMSF or DIY Super Fund is, the question is really, 'Is it right for me?
SMSF's are, without contest, the most flexible, transparent retirement savings vehicle available within Australia. It fits people who reserve the time to take full management control of their retirement nest egg, you become ultimately responsible for the day to day running and complete formulation of the investment strategy of the Fund. An SMSF can invest in a wide range of asset classes including domestic and international equities, residential and commercial property, precious metals like gold and silver, and compliant digital assets such as cryptocurrency
You have the power to appoint any professional along the way.
SMSF & Property
Common Questions:
Can my SMSF buy property?
Can my SMSF Borrow to buy property?
Can my SMSF by residential or Commercial/industrial Property?
Can I buy a Commercial property and rent it back to my business?
Quick Answer:
Yes.
SMSF
(Self Managed Super Fund) Is it for me?
Australians love property and the last couple of years have shown that as an asset class it has performed as we see record low vacancy.
Using your SMSF to Invest in property comes with some strict regulations, we help you to understand them and support you through the purchasing process.
Investment Philosophy
Purpose-Built Portfolios for Real Outcomes
At Vivace Advisory, each portfolio is individually built to your risk appetite and preference,
Our defensive mix is anchored by high-quality, liquid assets, with a strong focus on both domestic and global alternatives. These form the foundation for managing volatility while ensuring steady income outcomes. Complementing this, we utilise a carefully selected blend of growth assets drawn from both Australian and international markets, targeting capital appreciation through quality equities and investment opportunities.
We don’t follow market fads; instead, we remain strategically forward-looking, actively positioning for the structural shifts shaping the investment landscape, from the core staples to the rise of artificial intelligence to the evolution of next-generation industries. Our approach is holistic and disciplined, diversifying across asset classes, sectors, and geographies to provide a portfolio that captures opportunity while safeguarding against concentration risk.
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Our approach is:
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Tailored to your risk profile and life goals
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Focused on real-world outcomes — income, growth, and stability
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Grounded in research and active due diligence
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Integrated with your tax, super, and estate planning strategy
All investments are backed by independent research ratings and are regularly reviewed to ensure they remain suitable. For eligible clients, we also offer access to specialist and wholesale investments to complement core portfolio holdings.
Investment Philosophy
Prior to implementing any portfolios we assist you (or in partnership with your Tax adviser) on the adoption of the correct investment vehicle. Changing vehicles down the track could trigger unwanted tax issues, getting it right from the get-go could save you time and money, best to consider;
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Your stage of life & family situation
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Taxation position
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Estate planning and transfer of wealth & succession requirements
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Asset protection needs
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Costs benefit analysis
Life Insurance & Risk Management
Insurance plays a complementary role in your financial plan and can help to provide financial security for you and your family when it's needed most.
Insurance shouldn't be forever and should be calculated to secure your retirement plan, filling any gaps should something get in the way of your plan, weather it be temporarily or something more permanent.
Knowing which types of insurance to select depends on your circumstances. We explain what to look for.
Your superannuation fund (from retail to SMSF) may offer a low cost and potentially tax-effective place to buy insurance, getting a tax deduction for Life and TPD where you wouldn't usually. We explain the benefits and what to be aware of especially in regards to claim time and possible taxation implications. ​
Estate Planning
Thorough estate planning involves putting in place strategies that address all aspects of your situation.
Often, we assume this simply involves making it clear in a Will who we would like to inherit assets if we pass away. However, while a Will can help ensure your estate is distributed according to your wishes, it may not be effective in dealing with a significant portion of your wealth. For example, the proceeds from superannuation funds, companies, family Trusts & life insurance policies don’t automatically form part of your estate, (which can be a good & bad thing) which means that addressing these investments in your Will may be ineffective unless you take some important additional steps.
A well-prepared and executed estate plan can ensure the right assets go to the right people at the right time, in an efficient and tax-effective manner. It can also ensure that if you’re unable to make important financial and lifestyle decisions for yourself, the right person is able to step in on your behalf.
You and your adviser can then work with appropriate legal professionals (where necessary) to implement the strategies that best meet your needs based on your key desires.
